Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/193347808?client_source=feed&format=rss
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Tuesday, January 31, 2012
Sunday, January 29, 2012
The working class rises up across Latin America (The Christian Science Monitor)
Mexico city; and Santiago, chile ? When parking attendant Hugo Enrique Vera was beaten by a wealthy client in Mexico, allegedly for refusing to show the man where to find the jack in his car, the surveillance camera captured a stereotype dating to colonial times: The wealthy resident asserts authoritarian control over the worker, who takes the beating without question.
But there was a twist: Mr. Vera filed a criminal complaint and condemned his perpetrator on national news, unleashing a charged debate about callousness toward the working class.
For two decades, social movements in Latin America have centered on indigenous rights. Today the indigenous have earned new political representation, and open mistreatment will draw complaints.
Yet daily life across Latin America is replete with symbols of stubborn class inequality that go unchallenged, such as condominium buildings that have separate elevators for domestic workers.
RELATED: Think you know Latin America? Take our geography quiz.
Such constant reinforcement of status differences helps to cement class privileges in what the United Nations has said is the world's most unequal region.
While maids in crisp uniforms and parking valets at every urban venue aren't about to disappear, they and other la-borers are increasingly better-educated and aspire to move into the middle class.
Less tolerant of abuse and discrimination, these maids and nannies, doormen and gardeners are demanding more pay and benefits and a baseline of respect.
"There's democratization in the political arena, participation, and citizenship rights ... [and] moderate economic development. So in this context, citizens start feeling they have the right to be seen as what they are ? citizens," says Florencia Torche, a sociology professor at New York University and Catholic University in Santiago, Chile.
An apology is offered
The parking attendant controversy, which went viral on YouTube and drew a public apology by perpetrator Miguel Sacal, wasn't an isolated event. Last summer, Mexicans were outraged after two upper-middle-class women in a rich district of Mexico City were caught on video calling a police officer a "crappy wage slave." The daughter of the leading presidential candidate caused an uproar in December after retweeting a message calling her father's opponents "a bunch of idiots who are part of the prole," a reference to the proletariat, or poor people.
"There is less tolerance for discrimination by society," says Ra?l Villamil Uriarte, an anthropologist at the Metropolitan Autonomous University in Mexico City. In the case of the parking attendant who brought attention to his own case, he adds, the classic "victim" devictimized himself.
Changes in the maid's quarters
Nowhere is more change taking place than in the domestic sphere. While in the United States only the wealthy can afford live-in nannies and daily housecleaning, in Latin America, maid's quarters are ubiquitous, even in the homes of the middle class.
But newer apartments increasingly are built without such spaces ? reflecting upheaval in the structure of the home.
In Chile, maids and nannies are demanding bigger salaries and more benefits and insisting on living with their own families, says Monica Escandon, who runs the nanny and maid service Nana.cl in Santiago. "[Domestic workers] know that their work has a high value and that they are necessary, especially for young couples who both work," she says.
Salaries have risen to at least $500 a month for a nanny who works five days a week and as much as $800 a month for a live-in maid, she says. Employers are also responsible for taxes, food, and transportation. As in the US, wealthier Latin Americans now hire immigrants from poorer countries like Peru, Bolivia, and Paraguay to get the same amount of work for lower prices.
The rising wages and greater emphasis on professionalization is resulting in greater respect. When a popular gossip magazine in Colombia recently ran a picture of servants in uniform standing behind their wealthy employer, the depiction set off a storm of rebuke.
In Chile, meanwhile, a country club last month barred nannies from entering the pool with their young charges and said they had to wear their uniforms while on the premises. The club owners have faced a barrage of recriminations, with critics calling them snobs and classists.
RELATED: Think you know Latin America? Take our geography quiz.
'Respect comes first'
Fighting back has come later for the working class in general than it did for the indigenous, says Christopher Sabatini, editor in chief of the policy journal Americas Quarterly in New York. For one thing, the working class did not have the advantage of identifying along ethnic and geographical boundaries.
But economics and the democratizing influence of social media have given them an edge: With positive economic growth across Latin America, poverty falling, more access to credit, and many entering the middle class ? 56 million households have joined the middle class in Latin America in the past decade and a half, according to the UN Economic Commission for Latin America and the Caribbean ? class is less static than it once was.
"The rigid status hierarchies of the past are starting to clash with notions of quality of opportunities," says Mr. Sabatini.
Pilar Montes, a maid who works in the upscale Santiago district of Las Condes, says that if she were mistreated, "I'd be out the door in a flash. Respect comes first."
Ms. Montes travels more than two hours each way to work for $700 a month ? better pay than she earned previously as a waitress, saleswoman, or cook. But she says she would discourage her children from choosing a similar career. They are all in school, with one studying accounting and another starting nursing school. "One has to keep moving up," she says.
That sentiment is reflected in data from Brazil, where 39 million people joined the middle class between 2003 and 2011. The government's economic research institute, IPEA, said in a May 2011 report that while domestic workers remain underpaid and undereducated, they are improving slowly on both fronts.
That fact might be behind a shift that shows that young people under 30 made up a smaller share of domestic workers in 2009 than they did in 1999, indicating that fewer young people are entering the field.
Marcelo Neri, an economist at the Getu?lio Vargas Foundation in Rio de Janeiro, says that the income of domestic workers increased 5.05 percent per year from 2003 to 2009, compared with 1.16 percent for employers; those receiving social security rose from 20 percent in 1995 to 31 percent in 2009. And they are not alone: From construction workers to waiters, all groups have seen improvement in their lives, from better pay to more respect.
Discrimination persists
The working class is still vulnerable. Arturo Alvarado, a sociologist at the College of Mexico in Mexico City, says that discrimination will persist as long as there is a supply of low-skilled labor working without proper contracts.
He says workers in many offices in Mexico must be submissive just to keep their jobs. But he agrees that changes are afoot.
Ms. Torche sees it as a longer-term dynamic toward more egalitarianism, but that it is fraught with contradictions, especially because political inclusion has outpaced economic equality.
"It is not going to be linear," she says. "[But] we have more political and economic integration and educational expansion. Many more people are exposed to the educational system and are learning what they deserve as citizens of a nation....
"Low-qualification labor is becoming scarce," she adds. "The Latin American elite will have to get used to it."
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Source: http://us.rd.yahoo.com/dailynews/rss/mexico/*http%3A//news.yahoo.com/s/csm/20120128/wl_csm/453460
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Saturday, January 28, 2012
Greece, creditors laboriously piece together debt deal (Reuters)
ATHENS (Reuters) ? Greece and its private creditors head back to the negotiating table on Saturday to put together the final pieces of a long-awaited debt swap agreement needed to avert an unruly default.
After weeks of muddling through round after round of inconclusive talks, the negotiations appear to be in their final phase with both sides hoping to secure a preliminary deal before Monday's summit of euro zone leaders.
The debt swap, in which private creditors are to take a 50 percent cut in the nominal value of their Greek bond holdings in exchange for cash and new bonds, is a pre-requisite for the country to secure a 130-billion-euro rescue package.
Prime Minister Lucas Papademos told Reuters in an interview he expects the debt talks to be concluded within days.
"We made significant progress over the last few weeks and in the last few days in particular. We are trying to conclude the discussions as quickly as possible. I am quite optimistic an agreement will be reached in the coming days," he said.
Still, concern has grown that the deal may not do enough to get the country's debt reduction plan back on track, and that Greece's European partners will be forced to stump up funds to cover the shortfall.
Athens also faces problematic talks with the "troika" of foreign lenders - the European Commission, IMF and European Central Bank - who have warned it needs to do more to drive through painful reforms before they dole out any more money.
"There is a lot of work to be done because at the same time we have the negotiations for the new (bailout) program," a Greek finance ministry official said.
"It's all very dense, difficult and crucial. There is optimism because the country needs to survive and we need to protect its citizens because they have suffered a lot."
Athens and its creditors have broadly agreed that new bonds under the swap would probably have a 30-year maturity and a progressive interest rate. The deal is aimed at chopping 100 billion euros off Greece's crushing 350-billion-euro debt load.
But they have wrangled for weeks over the interest rate Greece must pay on the new bonds and pressure has grown in recent days on the European Central Bank and other public creditors to accept a cut in the value of their Greek bond holdings like the private sector creditors.
A debt deal must be sealed in about three weeks at the latest as Greece has to repay 14.5 billion euros of debt on March 20. Otherwise Greece will sink into an uncontrolled default that might spread turmoil across the euro zone.
Papademos promised on Friday this would not happen. "Greece will not default," he said.
Senior euro zone officials have also expressed optimism on the debt deal, though previous predictions of an imminent agreement have failed to become reality.
Greece is in its fifth year of recession, with hopes of a quick exit of the crisis receding rapidly due to squabbling politicians, rising social anger and an inability to get its debt load under control.
(Writing by Deepa Babington; editing by David Stamp)
Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20120127/bs_nm/us_greece
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Friday, January 27, 2012
Ship carrying rocket parts hits Ky. bridge (AP)
LOUISVILLE, Ky. ? The voyage of a cargo boat that carries space rocket components to Florida's coast for NASA and the Air Force has stalled in a western Kentucky river after it slammed into an aging traffic bridge.
The bow of the Delta Mariner was covered in twisted steel and chunks of asphalt from the two-lane bridge. The boat hit the bridge Thursday night on the Tennessee River on its way to Cape Canaveral, Fla.
Kentucky Gov. Steve Beshear has promised speedy work to begin replacing the structure, formerly known as Eggner's Ferry Bridge. The five-story high Delta Mariner was too tall to pass through the portion of the bridge that it struck, and the resulting collision left a 300-foot wide gap.
"We were very fortunate that no one was on the span at that time," Beshear said Friday.
No injuries were reported on the bridge or boat, which was carrying space rocket parts from Decatur, Ala., to Cape Canaveral Air Force Station in Florida. The ship was traveling on its typical route to Florida's Atlantic coast when it hit the aging steel bridge, which was built in the 1930s and handles about 2,800 vehicles a day.
U.S. Coast Guard officials investigating the collision declined to comment Friday evening on a possible cause. Lt. Ron Easley in the Louisville office said a report would be issued but the investigation was not finished.
Sam Sacco, a spokesman for the ship's owner and operator, Foss Maritime of Seattle, said the Coast Guard inspected the vessel and interviewed crew members. Sacco said the boat was not severely damaged, and some of the crew remained on board Friday to ensure the cargo is safe.
Meanwhile, officials on land will perform an immediate review of options to restore the bridge, Beshear said.
Robert Parker was on the Kentucky bridge Thursday night and said he had to slam on his brakes when he saw a section missing ahead of him.
"All of a sudden I see the road's gone and I hit the brakes," said Parker, who lives in Cadiz. "It got close."
Parker said he stopped his pickup within five feet of the missing section.
The 312-foot, 8,400-ton Delta Mariner hauls rocket parts for the Delta and Atlas systems to launch stations in Florida and California, according to a statement from United Launch Alliance, which builds the rocket parts in Alabama. The cargo was not damaged in the collision with the bridge, the company said.
The rockets are used by the Air Force, NASA and private companies to send satellites into space, said Jessica Rye, a spokeswoman with United Launch Alliance.
Sacco said the ship's typical route to Florida takes it along the Tennessee and Ohio Rivers, then onto the Mississippi River to the Gulf of Mexico and on to Florida's east coast.
Sacco said he didn't believe that the Delta Mariner has had any major incidents before the collision. The ship became stuck in a sandbar on the Tennessee River in 2001 during a trip to Decatur, but it was later freed by a river tug after about an hour.
Lt. Gov. Jerry Abramson and Transportation Cabinet Secretary Mike Hancock were visiting the crash area Friday.
Transportation Cabinet spokesman Keith Todd told The Paducah Sun he believes most of the navigational lights were functioning on the bridge at the time of the impact.
The bridge at US 68 and Kentucky 80 opened in 1932, connecting Trigg County and Marshall County at the western entrance to Land Between the Lakes National Recreation Area. The transportation cabinet said the bridge was in the process of being replaced, and preconstruction work began months ago.
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President Shannon Stowell Speaks as Entrepreneur-in-Residence to Montana State University Business Students
ATTA President Shannon Stowell presented to the College of Business at Montana State University (MSU) as an Entrepreneur-in-Residence, being involved in multiple aspects of the program for several days. Stowell?s November 30th presentation to the students focused on an introduction of global adventure travel and its pivotal role in international economies and how it can be developed in a manner critical to the protection of local environments, wildlife and culture. Stowell spoke about the transformative possibilities of adventure tourism for individuals as well as organizations and communities ? a personal tenet that led him to leave Altrec.com, a successful outdoor retail start-up he co-founded in 1998, to restructure and rebuild the ATTA in 2004.
What prompted you to participate in the Entrepreneurial program of the MSU Business Program? ?
I was invited by Dr. Scott Bryant, the director of the Jake Jabs Center for Entrepreneurship Program at MSU to come and spend some time with business students to share my experiences and stories. ?Having been a driver in both a startup (Altrec.com) and a turnaround (ATTA), in addition to early involvement in another startup as an employee gives me a solid history of 21 years now of early and mid stage businesses.
What was the response of the students? What key takeaways did they seem to respond to the most?
They really had positive things to say afterwards. ?I?ll be honest- it was a little hard to tell what most were thinking while i was up there speaking, but afterwards the feedback was really positive. ?I think they appreciated the real-world aspect that an outsider brings to help bring examples to the classes they are taking. ?It?s really great- mixing the theory and ideas with practice. ?I was also able to meet with numerous groups of students who were writing business plans and help them think through the pieces more critically. ?Some were merely for assignment, but some were also building actual plans they intended to pursue- that was really exciting to be a part of.
What early influences were pivotal to you in your path as an entrepreneur? ?
A lot of my lineage includes this blessing/curse of needing to be an entrepreneur. ?I say that somewhat joking, but the freedom of running your own show actually means that show always runs you. I tried to share that with students too- not to scare anyone too much, but just to help them see the reality of how difficult it is to build from scratch.
Your talk focused on transformative experiences ? as key to both your development and success as an entrepreneur as well as key for the same in adventure travel businesses. Can you discuss why this is important? Do you think there can be success in either arena without it?
Well, I think there are plenty of examples of businesses with managers and owners who appear to be only money focused, so I don?t know that it is absolutely critical, but I think for those of us selling adventure travel, it?s a must. ?It is not merely a financial transaction when someone takes an adventure trip. ?They are often going to come away a different person. ?And literally every person I?ve met in the adventure business and asked about this- they all have some experiential story that changed them. ?A Grand Canyon raft trip, an Outward Bound trip in Colorado, a semester in Europe, a trek in Asia- whatever it might be.
If you could give advice to someone looking to build a new business in the adventure tourism space, what would it be? ?
In regards to tour operators, I?d say- go be a guide for someone first. ?Like any industry, a lot of the best people start at the ground level learning the operations and basics.
If you could go back and do anything differently, what would it be? ?
I would have taken more time off. ?I also would worry less about competition and be assured that if we do the right thing and believe fully in our plan and goals, that it will pay off- it almost always does.
Is there any part of being an entrepreneur in this field that is different from any others?
I can?t speak from first hand experience but what does seem different about this field is that people are incredibly passionate about what they do and are very mission and business driven at the same time. ?I?ve never come across a group that is so focused on the triple bottom line of people, planet and profit in such a balanced way. ?I feel incredibly blessed to be a part of it all.
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Sunday, January 15, 2012
Hands-on with the first Intel Android phone, the China-bound Lenovo K800
Your first time with a Chinese smartphone that marks the beginning of a new era of Android computing is a lot like your first time with a woman. You're pretty sure you know what you're getting into, and you sort of know your way around already. But when you get down to it, you're on your own, wondering if one wrong press of a button is going to blow up the whole damn experience, leaving you naked and alone, quivering at the thought of anyone seeing how badly you just failed at what should have been been a simple task. You had your chance. You blew it. And you're going to have to live with that shame forever. You tool.
The Lenovo K800 has a 4.5-inch display at 1280x720, runs Ice Cream Sandwich and is powered by an Intel Atom Z2460 CPU running at 1.6GHz. It's got an 8MP camera.
You'll never forget your first. Hands-on is after the break.
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Source: http://feedproxy.google.com/~r/androidcentral/~3/_DLmAnJVs30/story01.htm
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Friday, January 13, 2012
Generation Y's Facebook career mistakes
By Eve Tahmincioglu
When it comes to Facebook, Gen Yers aren?t taking their professional lives seriously enough.
A new study found that younger workers, aged 18 to 29, have an average of 16 coworker friends on Facebook. Given the way many in this group tend to act on the social networking site, that could end up spelling career doom.
?They are using Facebook primarily for personal (reasons) to connect with friends first, then family but are inadvertently sharing too much with co-workers,? said Dan Schawbel, founder of?Millennial Branding, which along with Identified.com, an analytics firm, mined the data of four million Gen Y Facebook profiles. They found younger workers had no qualms about friending coworkers; and this group averaged nearly 700 total friends so it?s difficult to figure out what they?re sharing with whom, he added.?
Gen Yers, Schawbel maintained, are more apt than older workers to include profanity and lewd photographs on their Facebook walls because ?they started using Facebook in college before it was open to the world.? It?s also seen by many as a social platform, he added, where LinkedIn is more professional.
One study found that younger male Facebook fans, in particular, are a bit less polished on the site. "Males under the age of 30 had a somewhat higher level of profanity, over 55 percent," said Vlad Gorelik, CEO of Reppler, a social media monitoring service.
Bad behavior online won?t sit well with many employers who have upped their monitoring of employees on social networking sites of all sorts as a way to keep tabs on existing workers or weed out job candidates.
A poll by the Society for Human Resource Management to be released later this week found that ?39 percent of surveyed employers monitor the social media activities of employees while they are using company-owned computers or handheld devices,? said Jennifer Hughes, a spokeswoman for the group. And, she added, ?40 percent of organizations said they had social media policies. Of those organizations with social media policies, 33 percent indicated they had taken disciplinary action against employees who violated their policy in the last 12 months.?
In most cases, employees can be legally fired, or demoted, for things they write or post on their private social media accounts, unless you?re ranting about working conditions, work for the government, or are covered by a union contract.
Maybe Gen Y doesn?t care what their employers think. This group is more proud of the schools they attended than the companies they work for, the report found;?80 percent of Gen-Y list at least one school entry on their Facebook profiles, while only 36 percent list a job entry.
This group may have little loyalty to their employers given the average tenure at a?job is just over two years, the study revealed. But, Schawbel surmised, some Gen Yers may not list their employer because ?they don't want their boss or co-workers to find their profiles, yet our study concludes that they are connected to an average of 16 coworkers on Facebook anyway.?
So are Gen Yers confused? ?Their intentions are good but they don?t know the ramifications because we?ve never had to deal with this before,? he explained.
Some other findings from the report:
- Top five Gen Y work titles: server, managers, intern, sales associate, and owner.
- Top five Gen Y employers: Armed services, Wal-Mart, Starbucks, Target, and Best Buy.
- Top five Gen Y industries: Travel and hospitality, consumer products, government/military/technology, and education.
?
Source: http://lifeinc.today.msnbc.msn.com/_news/2012/01/09/10074162-generation-ys-career-facebook-fumble
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Using Buffett's Favorite Ratio To Analyze Apple And Its Industry
Many years ago while reading the Berkshire Hathaway (BRK.A) 1986 Letter to Shareholders, I discovered Warren Buffett?s ratio, which he calls "Owner Earnings". And to my amazement, in a little footnote Mr. Buffett actually explains how to use it and basically states that it is one of the key ratios that he and Charlie Munger use in analyzing stocks.
Due to the popularity of my ?Buffett?s Favorite Ratio? articles, I have gotten many emails asking me to analyze Apple in that context. The following is my analysis of Apple (AAPL) and its industry using Mr. Buffett's ratio. For those new to this type of analysis please look here.
I would like to start this analysis by first showing everyone how Apple has done from a historical owner earnings perspective, going back to 1995: (Click to enlarge)
As you can see from the data above, buying Apple when its price to owner earnings broke below 15 in 2009 would have been the best time to buy its stock. Buying a company's stock when it breaks below that specific number on a price to owner earnings basis is key in doing this type of analysis. I proved that point in my back test of the DJIA 30 Index for the 60 year period of 1950-2009.
From a CapFlow perspective, Apple has consistently stayed below 50% since 2004 and the chart below will show you what that has meant for the company?s stock price: (Click to enlarge)
CapFlow is a key indicator of how management is conducting its cost controls. Had you been using this system at the time, you would have seen Apple's CapFlow drop from 84.62% in 2003 to 40.74% in 2004. Management cut costs by 51.85% in that year and proceeded to drop CapFlow in 2005 to 18.02%. This miraculously amounted to another drop of 55.78%. Management was clearly in charge of their destiny at the time because in just two years they were able to drop Apple's CapFlow by some 78.07%. This was a key breaking point for the company and because management has continued to keep the company's CapFlow low, it has been able to generate some serious Owner Earnings growth rates.
Before continuing with our analysis of Apple let us first look at their competitors and see how they are doing from an owner earnings perspective. The following is a table of the major companies that are in Apple?s Industry: (Click to enlarge)
As you can see from the table above, with my system you can zero in (within minutes) and know exactly which companies are the super stocks and which ones are the dogs with fleas. Western Digital (WDC) and Brocade (BRCD) are definitely dogs with fleas, as Western Digital comes in with two negative results and has a CapFlow of 122.64%. So one could say ?look out below!?
IBM (IBM) and Dell (DELL) are definitely super stocks as they are clearly putting up strong owner earnings numbers. Unlike Apple, Dell is concentrating on consumers who are looking for a low price point. In comparing the two, one finds that Dell's computers sell for about half of what Apple's do, but even so, Apple is winning in the owner earnings game because it gives its consumers "white glove" customer service and quality. In this world you get what you pay for.
IBM's long-time CEO recently retired and I am not sure how good its new CEO will be. So I will give her some time to show me what she can do before joining Mr. Buffett in buying it.
If you are looking for value plays, then Dell, Logitech (LOGI) and Seagate Technology (STX) have insanely low price to owner earning numbers. Had you done this analysis on Seagate back in September you would have had an amazing buying opportunity as the stock was only selling in the low teens. Here is a chart of Seagate that will clearly show you what can happen to you as an investor when you get the owner earnings numbers right: (Click to enlarge)
Finally one stock being pumped up by analysts is Hewlett Packard (HPQ) as Meg Whitman is now the CEO. But we need to give Meg some time to get things organized as the stock is still a value trap, in my opinion. I can say this because its FROIC is still too low for a tech stock and though its CapFlow is under 50%, it is not much below that. If Whitman can shed some assets that are underperforming and bring HP's FROIC up to 20%+, you may have a great turnaround story here.
Recently Apple's stock has been in a trading range even though its Owner Earnings numbers have been fantastic. I don't know if this is a result of its CEO Steve Jobs' passing, but I believe that I may have the answer as to why this may be happening. It can be attributed to the company having way too much cash on its balance sheet. This excess cash reduces the company's Main Street performance numbers because it effects its FROIC. Remember that FROIC measures owner earnings return on total capital. Total capital is basically long term debt + shareholder?s equity. Cash which returns 1% at best makes up the lion's share of Apple's total capital. In my opinion, Apple needs to either start making acquisitions of companies that have a FROIC of 20%+ or it needs to start paying a dividend. Until the company does that, I have decided to sit on the sidelines. As you can see, FROIC is actually expected to drop from 30.64% in 2011 to 27.96% for 2012, even though Apple's owner earnings are expected to grow at 27.02%.
You can?t really be expected to move much in the stock market if the return on half of your capital is growing rapidly and the other half is dead- growing at just 1%. It is an anchor on the stock, which can be remedied very quickly by paying a one-time $20 a share dividend to shareholders. Warren Buffett has this similar problem as Berkshire Hathaway (BRK.A) generates way too much cash. He solves this problem by being proactive about it and invests the cash in companies like IBM (IBM), Intel (INTC) or MasterCard (MA) which are all monster FROIC producers in their own right. If Apple's management decides not to pay out a dividend or buy out other companies, they should at least start buying stock in other companies which have tremendous FROIC. Until they do something about all that cash, the stock should remain in a trading range as much of its total capital is only earning 1% at best.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.
Disclaimer: Always remember that these are the results of our research based on the methodology that I have outlined above and in other articles previously published. This research is provided as an educational tool and should not be considered investment advice, but just the results of our research. There are many ways to analyze a stock and you should never blindly follow anyone?s work without doing your own due diligence or by seeking the help of an investment advisor, if you so need one.
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